Manuscripts & Commentary


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Texts are in pdf format

Manuscripts

Credit Cards: Use and Consumer Attitudes, 1970-2000 Federal Reserve Bulletin, September 2000
(by Thomas Durkin) 

The Value of Comprehensive Credit Reports: Lessons from the U.S. Experience Draft presented at the World Banks' International Conference on Credit Reporting Systems in Miami on June 23, 2000
(by John Barron and CRC director Michael Staten) 

Interinstitutional Competition for Consumer Credit at the End of the Twentieth Century Draft Presented at the Western Economic Association's 75th Annual Conference in Vancouver on June 20, 2000
(by Gregory Elliehausen)


Commentary


Borrowing Trends and Household Debt Burdens
(by CRC director Michael Staten) 

Comments on The Federal Reserve Board's Proposed Revisions to Regulation B
(by Gregory Elliehausen) 

Protecting Privacy in the New Millennium: The Fallacy of "Opt-In"
(by Fred Cate and CRC director Staten)


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